First things first: a home warranty is not the same thing as homeowners insurance. Home owners insurance covers major perils such as fires, hail, property crimes, and certain types of water damage that could affect the entire structure and/or the homeowner’s personal possessions. A homeowners insurance policy can protect your home against damages that occur to the house itself and your belongings inside. Homeowners coverage can also protect your property, some of your personal possessions and you. For instan...
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